Access to this web-site is granted by Prudential Asset Management (Singapore) Limited ("PAM Singapore") subject to the following Terms and Conditions. Use of this web-site constitutes your agreement to be bound by all such Terms and Conditions without limitation or qualification. PAM Singapore may at any time revise these Terms and Conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current Terms and Conditions to which you are bound.

IF YOU DO NOT AGREE TO THESE TERMS & CONDITIONS, PLEASE DO NOT PROCEED TO ACCESS OR USE THIS WEB-SITE.

Privacy Policy

This Privacy Policy relates solely to information supplied by you on this web-site. PAM Singapore respects the privacy of your personal information. Any personal information provided by you to PAM Singapore through this web-site will be used for the purpose of providing you with the services you have requested at this web-site, to update and enhance PAM Singapore's records, to advise you of other products and services which may be of interest to you and where applicable to consider your application for employment. This Policy will not alter or affect any information otherwise provided by you to PAM Singapore.

The details which you are requested to provide on this web-site may be transferred within the Prudential Group which may include transfer to other parts of the Group in different jurisdictions and by using this web-site you consent to such transfer. In providing your contact details (including telephone, e-mail address and facsimile number), you are agreeing that PAM Singapore may contact you via these communication channels. Other than those individuals and entities listed below, your details will not be revealed by PAM Singapore to any external body, unless PAM Singapore has your permission, or is under either a legal obligation or any other duty to do so, or to perform necessary credit checks or collect or report debts owed to PAM Singapore or to protect PAM Singapore's rights or property,. The information provided by you at this web-site may be disclosed by PAM Singapore to:

• Other Companies in the same Group
• Regulators
• Lawyers
• Auditors
• Third Party Service Providers
• Any Agent acting on our behalf
• Any referee whose details are provided to us by you
• PAM Singapore's business alliance partners

Data provided by you is retained as long as the purpose for which the data was collected continues; data is then destroyed unless its retention is required to satisfy legal, regulatory or accounting requirements or to protect PAM Singapore's interests.

In order to improve our Internet service to you, we use small bits of data called cookies stored on users' computers to simulate a continuous connection. Cookies let us "remember" information about your preferences and passwords and allow you to move within our web-site without reintroducing yourself.

PAM Singapore reserves the right to amend its prevailing Privacy Policy at any time and will place any such amendments on this web-site. This Privacy Policy is not intended to, nor does it, create any contractual rights whatsoever or any other legal rights, nor does it create any obligations on PAM Singapore in respect of any other party or on behalf of any party.